Money between people, explained simply
What would you like help with?
Search a question, or pick the situation you're in. Every answer starts with the short version.
Start with your situation
Six honest starting points. Each one opens with a direct answer and a short path through the rest.
I need to borrow money
Work out what you can repay, then ask someone you know clearly and calmly.
Start hereSomeone asked me for a loan
Decide whether you can afford it, and what you need agreed in writing.
Start hereI have an agreement
Understand your schedule, record repayments and keep the record clean.
Start hereI want to understand KinPay
What KinPay is, what it is not, and how a request becomes an agreement.
Start hereI have a problem
Sign-in trouble, missing emails, requests that did not arrive.
Start hereI want to learn about money
Plain-language guides that are useful whether or not you use KinPay.
Start hereCommon tasks in KinPay
Short, step-by-step answers for the things people do most often.
Popular answers
What does KinPay cost?
Current pricing is managed as a dynamic product fact so that it is never out of date in two places.
Product explainer · 2 min read
How do repayment schedules work?
A repayment schedule splits the agreed total into dated instalments that both people can see and track.
Product explainer · 3 min read
I cannot sign in
Check that you are using the email address you signed up with, then request a new sign-in link and look in your spam folder.
Troubleshooting · 3 min read
What is KinPay?
KinPay helps two people who already know each other create, agree, sign and manage a private financial agreement.
Product explainer · 3 min read
Does KinPay lend money?
No. KinPay does not lend money or fund loan requests.
Quick answer · 1 min read
Can KinPay help me find a lender?
No. KinPay does not connect you with lenders.
Quick answer · 1 min read
Learn it properly
Guided paths that take you from "what is this?" to confident in under half an hour.