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Situation

Someone asked me for a loan

Saying yes to someone you care about is a financial decision and a relationship decision at the same time. These answers help you weigh both before you commit.

Start here

Before you lend

What should I consider before lending money?

Only lend an amount you could manage without, and agree the terms in writing before the money moves.

Read the answer

Start here

Before you lend

What should I consider before lending money?

Only lend an amount you could manage without, and agree the terms in writing before the money moves.

Practical guide · 5 min read

Before you lend

Can I afford to lend this money?

You can afford to lend if losing the money entirely would be disappointing but not damaging.

Practical guide · 4 min read

Before you decide

Before you lend

Questions to ask before lending money

Seven direct questions that make the arrangement clearer for both people.

Practical guide · 3 min read

Before you lend

What are the risks of lending to someone you know?

The main risks are late or missing repayment, awkwardness in the relationship, and unclear terms that neither person remembers the same way.

Financial explainer · 4 min read

Money and relationships

Why clear terms protect relationships

Clear terms mean neither person has to guess what was meant, so a difficult month becomes a practical problem instead of a personal one.

Financial explainer · 3 min read

Know the limits

Quick answer

Does KinPay guarantee repayment?

KinPay cannot guarantee that money will be repaid.

Quick answer · 1 min read

Safety

Should I send money to someone I do not know?

No. KinPay is designed for agreements between people who already know each other, and a KinPay record does not prove that a stranger is trustworthy.

Safety notice · 2 min read

Or follow the path: Before You Lend

Decide with your eyes open, and protect the relationship.

Open the 6-step path

Need more help?

KinPay cannot guarantee that money you lend will be repaid.

  1. 1. Search KinPay Learn

    Most questions already have an answer here. Search now.

  2. 2. Use Help inside KinPay

    For anything about your own account, open KinPay and use Help in the top-right corner. Where available it attaches the screen you were on.

  3. 3. Submit a support request

    Tell us what you expected and what happened. Open the form.

  4. 4. Email support

    Write to support@kinpay.me.