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Before you lend

Questions to ask before lending money

Seven direct questions that make the arrangement clearer for both people.

3 min readPractical guideUpdated 2026-06-15

Seven questions worth asking

  1. 1How much do you need, exactly?
  2. 2What is it for?
  3. 3When could you start repaying?
  4. 4How much can you repay each month?
  5. 5What would make a repayment difficult?
  6. 6What should we do if that happens?
  7. 7Shall we write this down together?
These questions are not distrust. They are the difference between a favour and a misunderstanding.

Key takeaway

Seven direct questions that make the arrangement clearer for both people.

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