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Costs and fees

What does KinPay cost?

Current pricing is managed as a dynamic product fact so that it is never out of date in two places.

2 min readProduct explainerUpdated 2026-07-28

What KinPay Core costs

Current fees are always shown in the app before you confirm anything.

Creating and submitting a loan request
Free. KinPay loan requests cost nothing from 20 July 2026 until 19 August 2026.Temporary promotion — free loan requests
Activating an agreement of USD 100 or less
USD 1
Activating an agreement above USD 100 and up to USD 500
USD 5
Activating an agreement above USD 500
USD 10
Pricing is stored once as a product fact and referenced by id, so an article never carries its own copy of a price.

When charges apply

Any request fee is charged when the person creating the request submits it. Any activation fee is charged when the parties complete the process required to activate the agreement. KinPay must show the applicable fee before the user confirms the charge.

Key takeaway

Current pricing is managed as a dynamic product fact so that it is never out of date in two places.

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  2. 2. Use Help inside KinPay

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  3. 3. Submit a support request

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  4. 4. Email support

    Write to support@kinpay.me.