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Repayments

How do repayment schedules work?

A schedule breaks the total into dated instalments so both people can see what is due and when.

3 min readProduct explainerUpdated 2026-06-15

The short answer

A repayment schedule splits the agreed total into dated instalments that both people can see and track.

The short answer

A repayment schedule splits the agreed total into dated instalments that both people can see and track.

How a schedule works

  1. 1The total amount is divided into instalments.
  2. 2Each instalment has a due date.
  3. 3When a payment is made, it is recorded against that instalment.
  4. 4The other person confirms it, and the remaining balance updates.
If plans change, it is better to agree a new schedule than to let instalments quietly slip.

Key takeaway

A repayment schedule splits the agreed total into dated instalments that both people can see and track.

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