Limits
What KinPay does and does not do
A short, honest list of the boundaries, so you know what to expect before you start.
3 min readProduct explainerUpdated 2026-06-15
The short answer
KinPay records and manages agreements between people who know each other. It does not lend, fund, introduce lenders or guarantee repayment.
What KinPay does
- Helps you write down clear terms before money moves.
- Lets both people negotiate and agree those terms.
- Records that both people signed the same agreement.
- Tracks the repayment schedule and what has been repaid.
What KinPay does not do
- It does not lend money or fund requests.
- It does not find lenders or introduce you to strangers.
- It does not guarantee that money will be repaid.
- It cannot force anyone to make a payment.
- It does not give legal, financial or debt advice.
- It cannot promise that an agreement is enforceable in every country.
Legal note
KinPay Learn is educational. For advice about your own situation, speak to a qualified adviser in your country.
Key takeaway
Clear limits are part of the product, not fine print.
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Need more help?
1. Search KinPay Learn
Most questions already have an answer here. Search now.
2. Use Help inside KinPay
For anything about your own account, open KinPay and use Help in the top-right corner. Where available it attaches the screen you were on.
3. Submit a support request
Tell us what you expected and what happened. Open the form.
4. Email support
Write to support@kinpay.me.