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What is a counter-offer?

A counter-offer proposes different terms instead of accepting or rejecting the original request.

2 min readProduct explainerUpdated 2026-06-15

The short answer

A counter-offer is a reply that proposes different terms, such as a smaller amount or a longer repayment period.

The short answer

A counter-offer is a reply that proposes different terms, such as a smaller amount or a longer repayment period.

A counter-offer keeps the conversation open. Instead of declining outright, you propose the version you can commit to.

Key takeaway

A counter-offer is a reply that proposes different terms, such as a smaller amount or a longer repayment period.

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